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Home Renovation Loans

Transform your home — without burning your savings

₹3.5L

Avg Loan

10.99%

Avg Rate

5 years

Max Tenure

48 hours

Approval

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No impact on CIBIL · Free · 2 minutes

⚡ Quick Eligibility Check

How much can you borrow?

Enter your monthly income to see your estimate instantly — no details needed.

₹

Top Lenders for Home Renovation Loans

Compare interest rates, processing fees, and approval times

N

Navi

Lowest Rate

Fintech Lender

9.9%–45%

Rate p.a.

₹20.0L

Max Loan

10 minutes

Disbursal

App-only process10-minute disbursalLow starting rate for prime borrowers
Apply Now
P

Poonawalla Fincorp

NBFC

9.99%–24%

Rate p.a.

₹30.0L

Max Loan

10 minutes

Disbursal

Aggressive starting rate10-minute disbursal for pre-approved100% digital
Apply Now
S

State Bank of India

Public Sector Bank

⚡ Instant

10.3%–15.65%

Rate p.a.

₹200.0L

Max Loan

2-3 days

Disbursal

India's largest lenderLowest starting rateNo guarantor required
Apply Now
P

Punjab National Bank

Public Sector Bank

⚡ Instant

10.4%–16.95%

Rate p.a.

₹15.0L

Max Loan

3-4 days

Disbursal

Low processing feePension-holder schemesNo prepayment penalty
Apply Now
See All 51 Lenders

Frequently Asked Questions

Most lenders don't require a quote for loans under ₹5L. Above that, some may ask for a renovation estimate.

No. Home renovation loans are unsecured personal loans — no property mortgage needed.

Yes. Funds can be used for any home improvement: flooring, painting, furniture, kitchen, bathroom remodels.

Ready for your home renovation loan?

Compare offers from 51 lenders in 2 minutes — free, no CIBIL impact.

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