🎓

Education Loans

Invest in knowledge — repay when you're earning

₹4.2L

Avg Loan

10.5%

Min Rate

Available

Moratorium

7 years

Max Tenure

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No impact on CIBIL · Free · 2 minutes

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₹

Top Lenders for Education Loans

Compare interest rates, processing fees, and approval times

N

Navi

Lowest Rate

Fintech Lender

9.9%–45%

Rate p.a.

₹20.0L

Max Loan

10 minutes

Disbursal

App-only process10-minute disbursalLow starting rate for prime borrowers
Apply Now
P

Poonawalla Fincorp

NBFC

9.99%–24%

Rate p.a.

₹30.0L

Max Loan

10 minutes

Disbursal

Aggressive starting rate10-minute disbursal for pre-approved100% digital
Apply Now
S

State Bank of India

Public Sector Bank

⚡ Instant

10.3%–15.65%

Rate p.a.

₹200.0L

Max Loan

2-3 days

Disbursal

India's largest lenderLowest starting rateNo guarantor required
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P

Punjab National Bank

Public Sector Bank

⚡ Instant

10.4%–16.95%

Rate p.a.

₹15.0L

Max Loan

3-4 days

Disbursal

Low processing feePension-holder schemesNo prepayment penalty
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See All 51 Lenders

Frequently Asked Questions

Yes. Several lenders offer a 6–12 month repayment holiday while you're still studying or job-hunting.

For loans above ₹4L, most lenders prefer a parent or guardian as co-applicant.

Graduate, postgraduate, professional courses (CA, MBA, engineering, medicine), and certifications.

Ready for your education loan?

Compare offers from 51 lenders in 2 minutes — free, no CIBIL impact.

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