Punjab National Bank
⚡ Instant ApplyPublic Sector Bank
🏛 RBI Licensed BankPNB offers competitively priced personal loans with special schemes for pensioners and government employees.
Punjab National Bank
Key Features
Eligibility Criteria
CIBIL Impact Estimator
Applying with Punjab National Bank will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.
✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.
Protect Your Loan
OptionalLoan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.
Ready to apply?
100% free · No hidden charges · No CIBIL impact
Punjab National Bank
Public Sector Bank
10.4%
from p.a.
Your Monthly EMI
₹23,930
for ₹5L over 24 months
₹74,314
Total Interest
Up to 1%
Processing Fee
3-4 days
Disbursal
81%
Approval Rate