Pune, Maharashtra

Personal Loans in Pune

Compare top lenders serving Pune. Get rates starting at 11.6% with disbursal in 38h.

₹3.8L

Avg Loan Amount

11.6%

Starting Rate

38h

Avg Disbursal

₹65K

Median Income

Pune Loan Market Insight

Auto & IT sector. Bajaj Finance has regional HQ here — fastest local processing.

Borrower Profile in Pune

Salaried60%
Self-employed28%
Freelancer12%
City Population72L
Median Monthly Income₹65K
Avg Loan Amount₹3.8L
Approval Rate68%

Top Lenders in Pune

H

HDFC Bank

#1 in Pune

Private Sector Bank

10.5%+

Rate p.a.

24 hours

Disbursal

No collateral required
Instant e-approval
Apply Now
B

Bajaj Finserv

NBFC

11%+

Rate p.a.

24 hours

Disbursal

Flexi loan facility
Online account management
Apply Now
P

PaySense

Fintech Lender

16.8%+

Rate p.a.

24–48 hours

Disbursal

No salary slip required
Self-employed eligible
Apply Now

Explore Other Cities

Mumbaifrom 11.2%Delhi NCRfrom 11.5%Bangalorefrom 11.0%Hyderabadfrom 11.3%Chennaifrom 11.8%Kolkatafrom 12.2%Ahmedabadfrom 12.0%

Pune Personal Loan FAQ

Rates in Pune currently start from 11.6% per annum among SafeBorrow's partner lenders, though your actual rate depends on your CIBIL score and income.

Average disbursal time for applicants in Pune is 38h after document verification, though this varies by lender and how quickly you complete KYC.

HDFC Bank, Bajaj Finserv, PaySense are among the most active lenders for applicants based in Pune.

No — the entire application, from eligibility check to disbursal, can be completed online. Some lenders offer optional in-branch support if you prefer it.

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