State Bank of India
⚡ Instant ApplyPublic Sector Bank
🏛 RBI Licensed BankSBI offers India's most widely available personal loan with the lowest starting rate among major public sector banks and near-nationwide branch support.
State Bank of India
Key Features
Eligibility Criteria
CIBIL Impact Estimator
Applying with State Bank of India will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.
✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.
Protect Your Loan
OptionalLoan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.
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100% free · No hidden charges · No CIBIL impact
State Bank of India
Public Sector Bank
10.3%
from p.a.
Your Monthly EMI
₹23,765
for ₹5L over 24 months
₹70,361
Total Interest
Up to 1.5%
Processing Fee
2-3 days
Disbursal
87%
Approval Rate