Kolkata, West Bengal

Personal Loans in Kolkata

Compare top lenders serving Kolkata. Get rates starting at 12.2% with disbursal in 48h.

₹2.8L

Avg Loan Amount

12.2%

Starting Rate

48h

Avg Disbursal

₹55K

Median Income

Kolkata Loan Market Insight

Strong fintech adoption. CASHe and PaySense popular for smaller ticket sizes.

Borrower Profile in Kolkata

Salaried55%
Self-employed32%
Freelancer13%
City Population62L
Median Monthly Income₹55K
Avg Loan Amount₹2.8L
Approval Rate68%

Top Lenders in Kolkata

B

Bajaj Finserv

#1 in Kolkata

NBFC

11%+

Rate p.a.

24 hours

Disbursal

Flexi loan facility
Online account management
Apply Now
C

CASHe

Fintech Lender

27%+

Rate p.a.

Same day

Disbursal

Social credit scoring
Instant same-day disbursal
Apply Now
P

PaySense

Fintech Lender

16.8%+

Rate p.a.

24–48 hours

Disbursal

No salary slip required
Self-employed eligible
Apply Now

Explore Other Cities

Mumbaifrom 11.2%Delhi NCRfrom 11.5%Bangalorefrom 11.0%Hyderabadfrom 11.3%Punefrom 11.6%Chennaifrom 11.8%Ahmedabadfrom 12.0%

Kolkata Personal Loan FAQ

Rates in Kolkata currently start from 12.2% per annum among SafeBorrow's partner lenders, though your actual rate depends on your CIBIL score and income.

Average disbursal time for applicants in Kolkata is 48h after document verification, though this varies by lender and how quickly you complete KYC.

Bajaj Finserv, CASHe, PaySense are among the most active lenders for applicants based in Kolkata.

No — the entire application, from eligibility check to disbursal, can be completed online. Some lenders offer optional in-branch support if you prefer it.

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