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Feature
H

HDFC Bank

Private Sector Bank

⚡ Instant Apply
I

ICICI Bank

Private Sector Bank

⚡ Instant Apply
D

IDFC First Bank

Private Sector Bank

⚡ Instant Apply
Interest Rate10.5% – 21%10.8% – 19.5%10.49% – 23%Best
Max Loan Amount₹40L₹50L₹50LBest
Min Loan Amount₹50K₹50K₹1L
Processing FeeUp to 2.5%1% - 2%Up to 2%
Disbursal Time24 hoursSame day1-2 days
Integration Type⚡ Instant (API)⚡ Instant (API)⚡ Instant (API)
Approval Rate~89%Best~85%~80%
Key Features
No collateral required
Instant e-approval
Flexible repayment
Top-up loan option
Pre-approved offers
Zero hidden charges
Part-prepayment allowed
Balance transfer option
Low starting interest rate
No foreclosure charges
Digital process
Doorstep service
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