NRI Personal Loans in India
Living abroad? Get a personal loan disbursed in India for your family's needs — home renovation, medical, wedding, or investment. Full digital process.
11.5% p.a.
Starting rate
₹25L
Max amount
No ✓
India visit needed?
5–7 days
Disbursal
Documents Required
NRE / NRO Account
Active Indian bank account in your name — HDFC NRE, ICICI NRO, etc.
Passport + Visa
Valid passport, valid visa / OCI card / PIO card
Overseas Income Proof
Last 3 months salary slips or 2 years ITR (overseas)
India Contact Address
Correspondence address in India — permanent or temporary
Indian PAN Card
Mandatory for all financial transactions above ₹50,000
Available Lenders
HDFC Bank
11.5%–21% p.a. · NRI Personal Loan
NRI branches in Dubai, Singapore, USA
Apply NowICICI Bank
12%–22% p.a. · NRI Personal Loan
Money2India integration available
Apply NowSupported Countries
NRI Loan FAQ
Yes. HDFC and ICICI both support full video KYC. You can complete the application, verification, and get disbursement — all without visiting India.
From your NRO account via NACH/ECS mandate. Alternatively, from overseas via SWIFT or wire transfer to the lender's NRI collection account.
Yes, converted to INR at current RBI reference rate. Most lenders accept overseas salary slips in USD, AED, GBP, SGD, AUD.
No. It's a standard INR personal loan disbursed in India. Exchange rate fluctuations do not affect the loan — only your repayment currency matters.
Apply from Anywhere in the World
100% digital process · No branch visit needed · Money disbursed to India within 5–7 days
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