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P
Poonawalla Fincorp
Partner SiteNBFC
📋 RBI Reg. NBFCPoonawalla Fincorp advertises one of the lowest starting rates on this list alongside near-instant disbursal.
9.99%–24%
Interest Rate
per annum
₹30.0L
Max Loan
available
10 minutes
Disbursal
after approval
Up to 2%
Processing Fee
of loan amt
78% approval rate · Meena from Pune applied 9 min ago
4.2 (2,847 reviews)
Poonawalla Fincorp
9.99% p.a.·EMI ₹24,720/mo
No CIBIL impact · Takes 2 min
Key Features
Aggressive starting rate
10-minute disbursal for pre-approved
100% digital
No collateral
Eligibility Criteria
Age 21–58 years
Min salary ₹20,000/month
CIBIL score 700+
Salaried applicants
CIBIL Impact Estimator
Inquiry type:1 Potential Hard Inquiry (via redirect)
Applying with Poonawalla Fincorp will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.
Estimated score after inquiry
~750 (current)~743–747 (after inquiry)
✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.
Protect Your Loan
OptionalLoan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.
Job loss cover for 6 EMIsCritical illness protectionDisability waiverNo medical check-up
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Poonawalla Fincorp
NBFC
9.99%
from p.a.
Your Monthly EMI
₹24,720
for ₹5L over 24 months
₹93,278
Total Interest
Up to 2%
Processing Fee
10 minutes
Disbursal
78%
Approval Rate
🔥Meena from Pune applied 9 min ago
Proceed to Poonawalla Fincorp No impact on your CIBIL score
256-bit SSL · Data never shared
RBI registered lender
EMI Breakdown
Loan Amount₹5.0L
Tenure24 months
Interest Rate (avg)17.0% p.a.
Principal
₹5,00,000Total Interest
₹93,278Total Payable₹5,93,278