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P
PaySense
Partner SiteFintech Lender
📋 RBI Reg. NBFCPaySense offers loans without salary slips and accepts self-employed applicants. No minimum CIBIL score required, making loans accessible to more people.
16.8%–36%
Interest Rate
per annum
₹5.0L
Max Loan
available
24–48 hours
Disbursal
after approval
Up to 2.5%
Processing Fee
of loan amt
68% approval rate · Meena from Pune applied 3 min ago
4.2 (2,847 reviews)
PaySense
16.8% p.a.·EMI ₹27,038/mo
No CIBIL impact · Takes 2 min
Key Features
No salary slip required
Self-employed eligible
Video KYC available
Easy EMI options
Eligibility Criteria
Age 21–60 years
Min income ₹12,000/month
No CIBIL required
Salaried or self-employed
CIBIL Impact Estimator
Inquiry type:1 Potential Hard Inquiry (via redirect)
Applying with PaySense will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.
Estimated score after inquiry
~750 (current)~743–747 (after inquiry)
✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.
Protect Your Loan
OptionalLoan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.
Job loss cover for 6 EMIsCritical illness protectionDisability waiverNo medical check-up
P
PaySense
Fintech Lender
16.8%
from p.a.
Your Monthly EMI
₹27,038
for ₹5L over 24 months
₹1,48,918
Total Interest
Up to 2.5%
Processing Fee
24–48 hours
Disbursal
68%
Approval Rate
🔥Meena from Pune applied 3 min ago
Proceed to PaySense No impact on your CIBIL score
256-bit SSL · Data never shared
RBI registered lender
EMI Breakdown
Loan Amount₹5.0L
Tenure24 months
Interest Rate (avg)26.4% p.a.
Principal
₹5,00,000Total Interest
₹1,48,918Total Payable₹6,48,918