Bajaj Markets vs Cashvia Personal Loan — 2024 Comparison
Detailed comparison on rates, fees, eligibility, and disbursal. Updated August 2026.
Bajaj Markets wins on 4 of 5 factors — its starting rate is 10% p.a. vs 12% for Cashvia.
Our Verdict
Bajaj Markets wins on 4 out of 5 factors. Choose Bajaj Markets if you want the lowest possible rate and have a strong credit profile. Choose Cashvia if you need faster disbursal or a higher loan amount.
Bajaj Markets vs Cashvia — FAQ
Bajaj Markets offers a lower starting rate (10%) and is better for high-credit-score applicants. Cashvia (12%+) is better if you need a faster disbursal or a higher loan amount.
Bajaj Markets charges a processing fee of Up to 4.13% (incl. taxes) of the loan amount. This is charged upfront and deducted from the disbursed amount.
Cashvia typically requires a minimum CIBIL score of 700–730. Scores above 750 qualify for the lowest interest rates.
Applying to two lenders simultaneously results in two hard credit inquiries, which can reduce your CIBIL score by 10–20 points. Use SafeBorrow's comparison to choose one and apply to the best fit first.