Aditya Birla Capital vs Bajaj Markets Personal Loan — 2024 Comparison
Detailed comparison on rates, fees, eligibility, and disbursal. Updated August 2026.
Bajaj Markets wins on 4 of 5 factors — its starting rate is 10% p.a. vs 11% for Aditya Birla Capital.
Our Verdict
Bajaj Markets wins on 4 out of 5 factors. Choose Aditya Birla Capital if you want the lowest possible rate and have a strong credit profile. Choose Bajaj Markets if you need faster disbursal or a higher loan amount.
Aditya Birla Capital vs Bajaj Markets — FAQ
Aditya Birla Capital offers a lower starting rate (11%) and is better for high-credit-score applicants. Bajaj Markets (10%+) is better if you need a faster disbursal or a higher loan amount.
Aditya Birla Capital charges a processing fee of Up to 3.5% of the loan amount. This is charged upfront and deducted from the disbursed amount.
Bajaj Markets typically requires a minimum CIBIL score of 700–730. Scores above 750 qualify for the lowest interest rates.
Applying to two lenders simultaneously results in two hard credit inquiries, which can reduce your CIBIL score by 10–20 points. Use SafeBorrow's comparison to choose one and apply to the best fit first.