IDFC First Bank
⚡ Instant ApplyPrivate Sector Bank
🏛 RBI Licensed BankIDFC First Bank offers one of the lowest personal loan rates starting at 10.49% p.a. with a fully digital process and no foreclosure charges.
IDFC First Bank
Key Features
Eligibility Criteria
CIBIL Impact Estimator
Applying with IDFC First Bank will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.
✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.
Protect Your Loan
OptionalLoan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.
Ready to apply?
100% free · No hidden charges · No CIBIL impact
IDFC First Bank
Private Sector Bank
10.49%
from p.a.
Your Monthly EMI
₹24,660
for ₹5L over 24 months
₹91,838
Total Interest
Up to 2%
Processing Fee
1-2 days
Disbursal
80%
Approval Rate