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Y
Yes Bank
⚡ Instant ApplyPrivate Sector Bank
🏛 RBI Licensed BankYes Bank supports larger loan amounts with a straightforward balance-transfer-plus-top-up option.
10.99%–20%
Interest Rate
per annum
₹40.0L
Max Loan
available
24-48 hours
Disbursal
after approval
Up to 2%
Processing Fee
of loan amt
78% approval rate · Rahul from Bangalore applied 7 min ago
4.2 (2,847 reviews)
Yes Bank
10.99% p.a.·EMI ₹24,361/mo
No CIBIL impact · Takes 2 min
Key Features
High loan ceiling
Flexible EMI dates
No collateral
Balance transfer with top-up
Eligibility Criteria
Age 22–60 years
Min salary ₹30,000/month
CIBIL score 700+
2 years employment
CIBIL Impact Estimator
Inquiry type:1 Hard Inquiry
Applying with Yes Bank will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.
Estimated score after inquiry
~750 (current)~743–747 (after inquiry)
✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.
Protect Your Loan
OptionalLoan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.
Job loss cover for 6 EMIsCritical illness protectionDisability waiverNo medical check-up
Ready to apply?
100% free · No hidden charges · No CIBIL impact
Y
Yes Bank
Private Sector Bank
10.99%
from p.a.
Your Monthly EMI
₹24,361
for ₹5.0L over 24 months
₹84,666
Total Interest
Up to 2%
Processing Fee
24-48 hours
Disbursal
78%
Approval Rate
🔥Rahul from Bangalore applied 7 min ago
No impact on your CIBIL score
256-bit SSL · Data never shared
RBI registered lender
EMI Breakdown
Loan Amount₹5.0L
Tenure24 months
Interest Rate (avg)15.5% p.a.
Principal
₹5,00,000Total Interest
₹84,666Total Payable₹5,84,666