OffersSwift Paisa DetailsApply
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Swift Paisa

Partner Site

Fintech Lender

📋 RBI Reg. NBFC

Swift Paisa is a digital lending brand backed by NBFC Shankar Fininvest Private Limited, offering short-to-medium term unsecured personal loans in India.

35%–35%
Interest Rate
per annum
₹3.0L
Max Loan
available
Within 15 minutes of approval
Disbursal
after approval
10% + 18% GST
Processing Fee
of loan amt
60% approval rate · Rahul from Bangalore applied 9 min ago
4.2 (2,847 reviews)

Swift Paisa

35% p.a.·EMI ₹29,259/mo
No CIBIL impact · Takes 2 min

⚡ Quick Eligibility Check

A Few Details to Apply

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Key Features

100% digital application with e-KYC and e-sign
Fixed-rate personal loans with fast approval
Flexible tenure from 1 to 3 years
Transparent EMI and fee breakdown shown upfront

Eligibility Criteria

Age 21-58 years (typical; not explicitly stated on site)
Salaried, self-employed (business) or self-employed (professional)
Min monthly income not publicly disclosed (est. ₹15,000+)
CIBIL score requirement not publicly disclosed

CIBIL Impact Estimator

Inquiry type:1 Potential Hard Inquiry (via redirect)

Applying with Swift Paisa will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.

Estimated score after inquiry
~750 (current)~743–747 (after inquiry)

✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.

Protect Your Loan

Optional

Loan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.

Job loss cover for 6 EMIsCritical illness protectionDisability waiverNo medical check-up

Ready to apply?

100% free · No hidden charges · No CIBIL impact

Proceed to Swift Paisa
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Swift Paisa

Fintech Lender

35%

from p.a.

Your Monthly EMI

29,259

for ₹5L over 24 months

₹2,02,223

Total Interest

10% + 18% GST

Processing Fee

Within 15 minutes of approval

Disbursal

60%

Approval Rate

🔥Rahul from Bangalore applied 9 min ago
Proceed to Swift Paisa
No impact on your CIBIL score
256-bit SSL · Data never shared
RBI registered lender

EMI Breakdown

Loan Amount₹5.0L
Tenure24 months
Interest Rate (avg)35.0% p.a.
Principal
₹5,00,000
Total Interest
₹2,02,223
Total Payable7,02,223
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