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Surya Loan

Partner Site

NBFC

📋 RBI Reg. NBFC

Surya Loan is the digital lending brand of Raghavi Finance Ltd, an RBI-registered NBFC, offering instant short-term personal loans to salaried professionals.

24%–36%
Interest Rate
per annum
₹50K
Max Loan
available
Instant / same-day
Disbursal
after approval
2%–5%
Processing Fee
of loan amt
64% approval rate · Rahul from Bangalore applied 7 min ago
4.2 (2,847 reviews)

Surya Loan

24% p.a.·EMI ₹27,956/mo
No CIBIL impact · Takes 2 min

⚡ Quick Eligibility Check

A Few Details to Apply

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Key Features

Instant loans for salaried professionals, including those previously denied credit
Fully digital eKYC-based application
Quick disbursal directly to bank account
Backed by an RBI-registered NBFC operating since 2003

Eligibility Criteria

Indian resident, age 21–58 years (typical)
Salaried professionals
Min monthly income ₹15,000 (typical)
Valid eKYC — Aadhaar, PAN, active bank account

CIBIL Impact Estimator

Inquiry type:1 Potential Hard Inquiry (via redirect)

Applying with Surya Loan will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.

Estimated score after inquiry
~750 (current)~743–747 (after inquiry)

✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.

Protect Your Loan

Optional

Loan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.

Job loss cover for 6 EMIsCritical illness protectionDisability waiverNo medical check-up

Ready to apply?

100% free · No hidden charges · No CIBIL impact

Proceed to Surya Loan
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Surya Loan

NBFC

24%

from p.a.

Your Monthly EMI

27,956

for ₹5L over 24 months

₹1,70,954

Total Interest

2%–5%

Processing Fee

Instant / same-day

Disbursal

64%

Approval Rate

🔥Rahul from Bangalore applied 7 min ago
Proceed to Surya Loan
No impact on your CIBIL score
256-bit SSL · Data never shared
RBI registered lender

EMI Breakdown

Loan Amount₹5.0L
Tenure24 months
Interest Rate (avg)30.0% p.a.
Principal
₹5,00,000
Total Interest
₹1,70,954
Total Payable6,70,954
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