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S
South Indian Bank
Partner SitePrivate Sector Bank
🏛 RBI Licensed BankSouth Indian Bank keeps documentation minimal for salaried applicants with a stable employment history.
11.2%–19.5%
Interest Rate
per annum
₹15.0L
Max Loan
available
2-3 days
Disbursal
after approval
Up to 2%
Processing Fee
of loan amt
75% approval rate · Rahul from Bangalore applied 9 min ago
4.2 (2,847 reviews)
South Indian Bank
11.2% p.a.·EMI ₹24,327/mo
No CIBIL impact · Takes 2 min
Key Features
Simple documentation
No collateral
Flexible tenure
SIB Mirror+ tracking
Eligibility Criteria
Age 21–58 years
Min salary ₹18,000/month
CIBIL score 685+
1 year employment
CIBIL Impact Estimator
Inquiry type:1 Potential Hard Inquiry (via redirect)
Applying with South Indian Bank will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.
Estimated score after inquiry
~750 (current)~743–747 (after inquiry)
✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.
Protect Your Loan
OptionalLoan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.
Job loss cover for 6 EMIsCritical illness protectionDisability waiverNo medical check-up
S
South Indian Bank
Private Sector Bank
11.2%
from p.a.
Your Monthly EMI
₹24,327
for ₹5.0L over 24 months
₹83,837
Total Interest
Up to 2%
Processing Fee
2-3 days
Disbursal
75%
Approval Rate
🔥Rahul from Bangalore applied 9 min ago
Proceed to South Indian Bank No impact on your CIBIL score
256-bit SSL · Data never shared
RBI registered lender
EMI Breakdown
Loan Amount₹5.0L
Tenure24 months
Interest Rate (avg)15.3% p.a.
Principal
₹5,00,000Total Interest
₹83,837Total Payable₹5,83,837