Ring
Partner SiteFintech Lender
📋 RBI Reg. NBFCRing (PayWithRing), from the Kissht group, is a digital lending app offering instant unsecured personal loans to salaried and self-employed borrowers in India.
Ring
⚡ Quick Eligibility Check
A Few Details to Apply
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Key Features
Eligibility Criteria
CIBIL Impact Estimator
Applying with Ring will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.
✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.
Protect Your Loan
OptionalLoan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.
Ring
Fintech Lender
32%
from p.a.
Your Monthly EMI
₹33,214
for ₹5L over 24 months
₹2,97,147
Total Interest
Up to 6% of loan amount
Processing Fee
Within minutes of approval
Disbursal
65%
Approval Rate