OffersPiramal Finance DetailsApply
P

Piramal Finance

Partner Site

NBFC

📋 RBI Reg. NBFC

Piramal Finance uses alternative credit assessment, making it accessible to borrowers with a thinner credit file.

12%–27%
Interest Rate
per annum
₹25.0L
Max Loan
available
24-48 hours
Disbursal
after approval
Up to 3.5%
Processing Fee
of loan amt
71% approval rate · Meena from Pune applied 3 min ago
4.2 (2,847 reviews)

Piramal Finance

12% p.a.·EMI ₹25,326/mo
No CIBIL impact · Takes 2 min

Key Features

Alternative credit assessment
Minimal documentation
Flexible repayment
App-based tracking

Eligibility Criteria

Age 21–58 years
Min salary ₹18,000/month
CIBIL score 650+
Salaried or self-employed

CIBIL Impact Estimator

Inquiry type:1 Potential Hard Inquiry (via redirect)

Applying with Piramal Finance will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.

Estimated score after inquiry
~750 (current)~743–747 (after inquiry)

✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.

Protect Your Loan

Optional

Loan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.

Job loss cover for 6 EMIsCritical illness protectionDisability waiverNo medical check-up

Ready to apply?

100% free · No hidden charges · No CIBIL impact

Proceed to Piramal Finance
P

Piramal Finance

NBFC

12%

from p.a.

Your Monthly EMI

25,326

for ₹5.0L over 24 months

₹1,07,823

Total Interest

Up to 3.5%

Processing Fee

24-48 hours

Disbursal

71%

Approval Rate

🔥Meena from Pune applied 3 min ago
Proceed to Piramal Finance
No impact on your CIBIL score
256-bit SSL · Data never shared
RBI registered lender

EMI Breakdown

Loan Amount₹5.0L
Tenure24 months
Interest Rate (avg)19.5% p.a.
Principal
₹5,00,000
Total Interest
₹1,07,823
Total Payable6,07,823
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