OffersNivi Loans DetailsApply
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Nivi Loans

Partner Site

Fintech Lender

📋 RBI Reg. NBFC

Nivi Loans, operated by Profirst Fincare Pvt Ltd, is a loan aggregator platform connecting borrowers to personal and business loans from partner banks and NBFCs.

14%–32%
Interest Rate
per annum
₹5.0L
Max Loan
available
Instant to 24 hours (est.)
Disbursal
after approval
Up to 3% (est.)
Processing Fee
of loan amt
66% approval rate · Sneha from Delhi applied 3 min ago
4.2 (2,847 reviews)

Nivi Loans

14% p.a.·EMI ₹26,187/mo
No CIBIL impact · Takes 2 min

⚡ Quick Eligibility Check

A Few Details to Apply

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Key Features

Instant online approval
Flexible repayment options
No collateral required
Minimal documentation

Eligibility Criteria

Age 21–58 years (est.)
Min income ₹15,000/month (est.)
CIBIL score 650+ (est.)
Salaried and self-employed individuals

CIBIL Impact Estimator

Inquiry type:1 Potential Hard Inquiry (via redirect)

Applying with Nivi Loans will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.

Estimated score after inquiry
~750 (current)~743–747 (after inquiry)

✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.

Protect Your Loan

Optional

Loan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.

Job loss cover for 6 EMIsCritical illness protectionDisability waiverNo medical check-up

Ready to apply?

100% free · No hidden charges · No CIBIL impact

Proceed to Nivi Loans
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Nivi Loans

Fintech Lender

14%

from p.a.

Your Monthly EMI

26,187

for ₹5L over 24 months

₹1,28,480

Total Interest

Up to 3% (est.)

Processing Fee

Instant to 24 hours (est.)

Disbursal

66%

Approval Rate

🔥Sneha from Delhi applied 3 min ago
Proceed to Nivi Loans
No impact on your CIBIL score
256-bit SSL · Data never shared
RBI registered lender

EMI Breakdown

Loan Amount₹5.0L
Tenure24 months
Interest Rate (avg)23.0% p.a.
Principal
₹5,00,000
Total Interest
₹1,28,480
Total Payable6,28,480
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