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Navi
Partner SiteFintech Lender
📋 RBI Reg. NBFCNavi runs an app-only lending flow with disbursal in minutes for borrowers who complete instant KYC.
9.9%–45%
Interest Rate
per annum
₹20.0L
Max Loan
available
10 minutes
Disbursal
after approval
Up to 3.99%
Processing Fee
of loan amt
74% approval rate · Sneha from Delhi applied 3 min ago
4.2 (2,847 reviews)
Navi
9.9% p.a.·EMI ₹27,304/mo
No CIBIL impact · Takes 2 min
Key Features
App-only process
10-minute disbursal
Low starting rate for prime borrowers
No paperwork
Eligibility Criteria
Age 21–45 years
Min income ₹15,000/month
CIBIL score 650+
Any employment type
CIBIL Impact Estimator
Inquiry type:1 Potential Hard Inquiry (via redirect)
Applying with Navi will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.
Estimated score after inquiry
~750 (current)~743–747 (after inquiry)
✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.
Protect Your Loan
OptionalLoan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.
Job loss cover for 6 EMIsCritical illness protectionDisability waiverNo medical check-up
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Navi
Fintech Lender
9.9%
from p.a.
Your Monthly EMI
₹27,304
for ₹5.0L over 24 months
₹1,55,304
Total Interest
Up to 3.99%
Processing Fee
10 minutes
Disbursal
74%
Approval Rate
🔥Sneha from Delhi applied 3 min ago
Proceed to Navi No impact on your CIBIL score
256-bit SSL · Data never shared
RBI registered lender
EMI Breakdown
Loan Amount₹5.0L
Tenure24 months
Interest Rate (avg)27.4% p.a.
Principal
₹5,00,000Total Interest
₹1,55,304Total Payable₹6,55,304