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Muthoot Finance
Partner SiteNBFC
📋 RBI Reg. NBFCMuthoot Finance has the deepest branch reach outside major cities, useful for borrowers in smaller towns.
14%–26%
Interest Rate
per annum
₹10.0L
Max Loan
available
Same day
Disbursal
after approval
Up to 3%
Processing Fee
of loan amt
73% approval rate · Rahul from Bangalore applied 7 min ago
4.2 (2,847 reviews)
Muthoot Finance
14% p.a.·EMI ₹25,448/mo
No CIBIL impact · Takes 2 min
Key Features
Rural & semi-urban reach
Minimal documentation
Same-day cash disbursal
No CIBIL floor for some products
Eligibility Criteria
Age 21–60 years
Min income ₹12,000/month
Flexible CIBIL requirement
Salaried or self-employed
CIBIL Impact Estimator
Inquiry type:1 Potential Hard Inquiry (via redirect)
Applying with Muthoot Finance will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.
Estimated score after inquiry
~750 (current)~743–747 (after inquiry)
✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.
Protect Your Loan
OptionalLoan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.
Job loss cover for 6 EMIsCritical illness protectionDisability waiverNo medical check-up
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Muthoot Finance
NBFC
14%
from p.a.
Your Monthly EMI
₹25,448
for ₹5L over 24 months
₹1,10,750
Total Interest
Up to 3%
Processing Fee
Same day
Disbursal
73%
Approval Rate
🔥Rahul from Bangalore applied 7 min ago
Proceed to Muthoot Finance No impact on your CIBIL score
256-bit SSL · Data never shared
RBI registered lender
EMI Breakdown
Loan Amount₹5.0L
Tenure24 months
Interest Rate (avg)20.0% p.a.
Principal
₹5,00,000Total Interest
₹1,10,750Total Payable₹6,10,750