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mPokket

Partner Site

Fintech Lender

📋 RBI Reg. NBFC

mPokket is built for students and first-time earners who don't yet have a credit history.

18%–36%
Interest Rate
per annum
₹3.0L
Max Loan
available
10 minutes
Disbursal
after approval
Up to 5%
Processing Fee
of loan amt
68% approval rate · Rahul from Bangalore applied 2 min ago
4.2 (2,847 reviews)

mPokket

18% p.a.·EMI ₹27,190/mo
No CIBIL impact · Takes 2 min

Key Features

Student & first-jobber friendly
10-minute app disbursal
No CIBIL history required
Small ticket sizes

Eligibility Criteria

Age 18–35 years
Students or min income ₹8,000/month
No CIBIL history needed
Any employment type

CIBIL Impact Estimator

Inquiry type:1 Potential Hard Inquiry (via redirect)

Applying with mPokket will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.

Estimated score after inquiry
~750 (current)~743–747 (after inquiry)

✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.

Protect Your Loan

Optional

Loan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.

Job loss cover for 6 EMIsCritical illness protectionDisability waiverNo medical check-up

Ready to apply?

100% free · No hidden charges · No CIBIL impact

Proceed to mPokket
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mPokket

Fintech Lender

18%

from p.a.

Your Monthly EMI

27,190

for ₹5L over 24 months

₹1,52,563

Total Interest

Up to 5%

Processing Fee

10 minutes

Disbursal

68%

Approval Rate

🔥Rahul from Bangalore applied 2 min ago
Proceed to mPokket
No impact on your CIBIL score
256-bit SSL · Data never shared
RBI registered lender

EMI Breakdown

Loan Amount₹5.0L
Tenure24 months
Interest Rate (avg)27.0% p.a.
Principal
₹5,00,000
Total Interest
₹1,52,563
Total Payable6,52,563
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