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L&T Finance
⚡ Instant ApplyNBFC
📋 RBI Reg. NBFCL&T Finance runs a digital-first process aimed at salaried professionals in tier-1 and tier-2 cities.
11.5%–25%
Interest Rate
per annum
₹30.0L
Max Loan
available
24-48 hours
Disbursal
after approval
Up to 3%
Processing Fee
of loan amt
77% approval rate · Priya from Mumbai applied 6 min ago
4.2 (2,847 reviews)
L&T Finance
11.5% p.a.·EMI ₹25,022/mo
No CIBIL impact · Takes 2 min
Key Features
Digital-first application
No collateral
Flexible tenure
Pre-closure allowed after 6 EMIs
Eligibility Criteria
Age 22–58 years
Min salary ₹20,000/month
CIBIL score 700+
1 year employment
CIBIL Impact Estimator
Inquiry type:1 Hard Inquiry
Applying with L&T Finance will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.
Estimated score after inquiry
~750 (current)~743–747 (after inquiry)
✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.
Protect Your Loan
OptionalLoan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.
Job loss cover for 6 EMIsCritical illness protectionDisability waiverNo medical check-up
Ready to apply?
100% free · No hidden charges · No CIBIL impact
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L&T Finance
NBFC
11.5%
from p.a.
Your Monthly EMI
₹25,022
for ₹5.0L over 24 months
₹1,00,540
Total Interest
Up to 3%
Processing Fee
24-48 hours
Disbursal
77%
Approval Rate
🔥Priya from Mumbai applied 6 min ago
No impact on your CIBIL score
256-bit SSL · Data never shared
RBI registered lender
EMI Breakdown
Loan Amount₹5.0L
Tenure24 months
Interest Rate (avg)18.3% p.a.
Principal
₹5,00,000Total Interest
₹1,00,540Total Payable₹6,00,540