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LoanTap
Partner SiteFintech Lender
📋 RBI Reg. NBFCLoanTap's flexi-loan products let salaried borrowers pay interest-only during light-cashflow months.
10.5%–24%
Interest Rate
per annum
₹10.0L
Max Loan
available
24-48 hours
Disbursal
after approval
Up to 2%
Processing Fee
of loan amt
74% approval rate · Priya from Mumbai applied 9 min ago
4.2 (2,847 reviews)
LoanTap
10.5% p.a.·EMI ₹24,781/mo
No CIBIL impact · Takes 2 min
Key Features
Overdraft-style flexi loan
EMI-free periods available
Minimal documentation
App-based tracking
Eligibility Criteria
Age 21–55 years
Min salary ₹25,000/month
CIBIL score 680+
Salaried applicants
CIBIL Impact Estimator
Inquiry type:1 Potential Hard Inquiry (via redirect)
Applying with LoanTap will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.
Estimated score after inquiry
~750 (current)~743–747 (after inquiry)
✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.
Protect Your Loan
OptionalLoan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.
Job loss cover for 6 EMIsCritical illness protectionDisability waiverNo medical check-up
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LoanTap
Fintech Lender
10.5%
from p.a.
Your Monthly EMI
₹24,781
for ₹5.0L over 24 months
₹94,750
Total Interest
Up to 2%
Processing Fee
24-48 hours
Disbursal
74%
Approval Rate
🔥Priya from Mumbai applied 9 min ago
Proceed to LoanTap No impact on your CIBIL score
256-bit SSL · Data never shared
RBI registered lender
EMI Breakdown
Loan Amount₹5.0L
Tenure24 months
Interest Rate (avg)17.3% p.a.
Principal
₹5,00,000Total Interest
₹94,750Total Payable₹5,94,750