Offers›Kissht Details›Apply
K
Kissht
Partner SiteFintech Lender
📋 RBI Reg. NBFCKissht offers a fast app-based eligibility check aimed at first-time digital borrowers.
15%–30%
Interest Rate
per annum
₹5.0L
Max Loan
available
24 hours
Disbursal
after approval
Up to 4%
Processing Fee
of loan amt
70% approval rate · Karthik from Chennai applied 3 min ago
4.2 (2,847 reviews)
Kissht
15% p.a.·EMI ₹26,063/mo
No CIBIL impact · Takes 2 min
Key Features
Instant eligibility check
Minimal documentation
Flexible EMI plans
App-based tracking
Eligibility Criteria
Age 21–50 years
Min income ₹12,000/month
CIBIL score 620+
Any employment type
CIBIL Impact Estimator
Inquiry type:1 Potential Hard Inquiry (via redirect)
Applying with Kissht will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.
Estimated score after inquiry
~750 (current)~743–747 (after inquiry)
✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.
Protect Your Loan
OptionalLoan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.
Job loss cover for 6 EMIsCritical illness protectionDisability waiverNo medical check-up
K
Kissht
Fintech Lender
15%
from p.a.
Your Monthly EMI
₹26,063
for ₹5L over 24 months
₹1,25,505
Total Interest
Up to 4%
Processing Fee
24 hours
Disbursal
70%
Approval Rate
🔥Karthik from Chennai applied 3 min ago
Proceed to Kissht No impact on your CIBIL score
256-bit SSL · Data never shared
RBI registered lender
EMI Breakdown
Loan Amount₹5.0L
Tenure24 months
Interest Rate (avg)22.5% p.a.
Principal
₹5,00,000Total Interest
₹1,25,505Total Payable₹6,25,505