Offers›Indian Bank Details›Apply
I
Indian Bank
⚡ Instant ApplyPublic Sector Bank
🏛 RBI Licensed BankIndian Bank offers dependable personal loan pricing with preferential terms for government and PSU employees.
10.8%–16.15%
Interest Rate
per annum
₹10.0L
Max Loan
available
3-5 days
Disbursal
after approval
Up to 1%
Processing Fee
of loan amt
77% approval rate · Arjun from Hyderabad applied 8 min ago
4.2 (2,847 reviews)
Indian Bank
10.8% p.a.·EMI ₹23,883/mo
No CIBIL impact · Takes 2 min
Key Features
Low processing fee
Govt & PSU employee schemes
No collateral
Simple EMI calculator
Eligibility Criteria
Age 21–60 years
Min salary ₹15,000/month
CIBIL score 685+
Salaried applicants
CIBIL Impact Estimator
Inquiry type:1 Hard Inquiry
Applying with Indian Bank will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.
Estimated score after inquiry
~750 (current)~743–747 (after inquiry)
✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.
Protect Your Loan
OptionalLoan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.
Job loss cover for 6 EMIsCritical illness protectionDisability waiverNo medical check-up
Ready to apply?
100% free · No hidden charges · No CIBIL impact
I
Indian Bank
Public Sector Bank
10.8%
from p.a.
Your Monthly EMI
₹23,883
for ₹5L over 24 months
₹73,183
Total Interest
Up to 1%
Processing Fee
3-5 days
Disbursal
77%
Approval Rate
🔥Arjun from Hyderabad applied 8 min ago
No impact on your CIBIL score
256-bit SSL · Data never shared
RBI registered lender
EMI Breakdown
Loan Amount₹5.0L
Tenure24 months
Interest Rate (avg)13.5% p.a.
Principal
₹5,00,000Total Interest
₹73,183Total Payable₹5,73,183