OffersIndiaLends DetailsApply
I

IndiaLends

Partner Site

Fintech Lender

📋 RBI Reg. NBFC

IndiaLends itself matches applicants across multiple lending partners rather than lending directly.

11.99%–36%
Interest Rate
per annum
₹25.0L
Max Loan
available
24-48 hours
Disbursal
after approval
Up to 4%
Processing Fee
of loan amt
70% approval rate · Arjun from Hyderabad applied 8 min ago
4.2 (2,847 reviews)

IndiaLends

11.99% p.a.·EMI ₹26,434/mo
No CIBIL impact · Takes 2 min

Key Features

Multi-lender marketplace matching
Free credit report check
Flexible tenure
App-based tracking

Eligibility Criteria

Age 21–58 years
Min income ₹15,000/month
CIBIL score 650+
Salaried or self-employed

CIBIL Impact Estimator

Inquiry type:1 Potential Hard Inquiry (via redirect)

Applying with IndiaLends will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.

Estimated score after inquiry
~750 (current)~743–747 (after inquiry)

✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.

Protect Your Loan

Optional

Loan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.

Job loss cover for 6 EMIsCritical illness protectionDisability waiverNo medical check-up

Ready to apply?

100% free · No hidden charges · No CIBIL impact

Proceed to IndiaLends
I

IndiaLends

Fintech Lender

11.99%

from p.a.

Your Monthly EMI

26,434

for ₹5.0L over 24 months

₹1,34,423

Total Interest

Up to 4%

Processing Fee

24-48 hours

Disbursal

70%

Approval Rate

🔥Arjun from Hyderabad applied 8 min ago
Proceed to IndiaLends
No impact on your CIBIL score
256-bit SSL · Data never shared
RBI registered lender

EMI Breakdown

Loan Amount₹5.0L
Tenure24 months
Interest Rate (avg)24.0% p.a.
Principal
₹5,00,000
Total Interest
₹1,34,423
Total Payable6,34,423
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