OffersIIFL Finance DetailsApply
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IIFL Finance

Partner Site

NBFC

📋 RBI Reg. NBFC

IIFL Finance offers quick digital sanctioning with fairly flexible eligibility criteria.

12.75%–28%
Interest Rate
per annum
₹25.0L
Max Loan
available
24 hours
Disbursal
after approval
Up to 3.5%
Processing Fee
of loan amt
72% approval rate · Arjun from Hyderabad applied 3 min ago
4.2 (2,847 reviews)

IIFL Finance

12.75% p.a.·EMI ₹25,540/mo
No CIBIL impact · Takes 2 min

Key Features

Fast digital sanction
Minimal documentation
Flexible tenure
Part-prepayment allowed

Eligibility Criteria

Age 21–58 years
Min income ₹15,000/month
CIBIL score 650+
Salaried or self-employed

CIBIL Impact Estimator

Inquiry type:1 Potential Hard Inquiry (via redirect)

Applying with IIFL Finance will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.

Estimated score after inquiry
~750 (current)~743–747 (after inquiry)

✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.

Protect Your Loan

Optional

Loan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.

Job loss cover for 6 EMIsCritical illness protectionDisability waiverNo medical check-up

Ready to apply?

100% free · No hidden charges · No CIBIL impact

Proceed to IIFL Finance
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IIFL Finance

NBFC

12.75%

from p.a.

Your Monthly EMI

25,540

for ₹5.0L over 24 months

₹1,12,950

Total Interest

Up to 3.5%

Processing Fee

24 hours

Disbursal

72%

Approval Rate

🔥Arjun from Hyderabad applied 3 min ago
Proceed to IIFL Finance
No impact on your CIBIL score
256-bit SSL · Data never shared
RBI registered lender

EMI Breakdown

Loan Amount₹5.0L
Tenure24 months
Interest Rate (avg)20.4% p.a.
Principal
₹5,00,000
Total Interest
₹1,12,950
Total Payable6,12,950
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