All Offers
L
OffersICICI Bank DetailsApply
I

ICICI Bank

⚡ Instant Apply

Private Sector Bank

🏛 RBI Licensed Bank

ICICI Bank personal loans come with competitive rates and same-day disbursal for pre-approved customers. Enjoy zero hidden charges and flexible tenure.

10.8%–19.5%
Interest Rate
per annum
₹50.0L
Max Loan
available
Same day
Disbursal
after approval
1% - 2%
Processing Fee
of loan amt
85% approval rate · Arjun from Hyderabad applied 5 min ago
4.2 (2,847 reviews)

ICICI Bank

10.8% p.a.·EMI ₹24,279/mo
No CIBIL impact · Takes 2 min

Key Features

Pre-approved offers
Zero hidden charges
Part-prepayment allowed
Balance transfer option

Eligibility Criteria

Age 23–58 years
Min salary ₹30,000/month
CIBIL score 720+
3 years work experience

CIBIL Impact Estimator

Inquiry type:1 Hard Inquiry

Applying with ICICI Bank will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.

Estimated score after inquiry
~750 (current)~743–747 (after inquiry)

✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.

Protect Your Loan

Optional

Loan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.

Job loss cover for 6 EMIsCritical illness protectionDisability waiverNo medical check-up

Ready to apply?

100% free · No hidden charges · No CIBIL impact

I

ICICI Bank

Private Sector Bank

10.8%

from p.a.

Your Monthly EMI

24,279

for ₹5.0L over 24 months

₹82,695

Total Interest

1% - 2%

Processing Fee

Same day

Disbursal

85%

Approval Rate

🔥Arjun from Hyderabad applied 5 min ago
No impact on your CIBIL score
256-bit SSL · Data never shared
RBI registered lender

EMI Breakdown

Loan Amount₹5.0L
Tenure24 months
Interest Rate (avg)15.2% p.a.
Principal
₹5,00,000
Total Interest
₹82,695
Total Payable5,82,695
Compare other offers