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HDFC Bank

⚡ Instant Apply

Private Sector Bank

🏛 RBI Licensed Bank

HDFC Bank offers competitive personal loan rates with quick disbursal and minimal documentation. Apply online and get funds in as little as 24 hours.

10.5%–21%
Interest Rate
per annum
₹40.0L
Max Loan
available
24 hours
Disbursal
after approval
Up to 2.5%
Processing Fee
of loan amt
89% approval rate · Sneha from Delhi applied 6 min ago
4.2 (2,847 reviews)

HDFC Bank

10.5% p.a.·EMI ₹24,422/mo
No CIBIL impact · Takes 2 min

Key Features

No collateral required
Instant e-approval
Flexible repayment
Top-up loan option

Eligibility Criteria

Age 21–60 years
Min salary ₹25,000/month
CIBIL score 700+
2 years employment

CIBIL Impact Estimator

Inquiry type:1 Hard Inquiry

Applying with HDFC Bank will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.

Estimated score after inquiry
~750 (current)~743–747 (after inquiry)

✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.

Protect Your Loan

Optional

Loan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.

Job loss cover for 6 EMIsCritical illness protectionDisability waiverNo medical check-up

Ready to apply?

100% free · No hidden charges · No CIBIL impact

H

HDFC Bank

Private Sector Bank

10.5%

from p.a.

Your Monthly EMI

24,422

for ₹5.0L over 24 months

₹86,125

Total Interest

Up to 2.5%

Processing Fee

24 hours

Disbursal

89%

Approval Rate

🔥Sneha from Delhi applied 6 min ago
No impact on your CIBIL score
256-bit SSL · Data never shared
RBI registered lender

EMI Breakdown

Loan Amount₹5.0L
Tenure24 months
Interest Rate (avg)15.8% p.a.
Principal
₹5,00,000
Total Interest
₹86,125
Total Payable5,86,125
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