OffersDigiCredit DetailsApply
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DigiCredit

Partner Site

Fintech Lender

📋 RBI Reg. NBFC

DigiCredit is a lending app through which RBI-registered NBFC Khosya Finlease Private Limited offers short-term unsecured personal loans to salaried Indian borrowers.

24%–36%
Interest Rate
per annum
₹50K
Max Loan
available
Within minutes of approval
Disbursal
after approval
Up to 10% + 18% GST
Processing Fee
of loan amt
62% approval rate · Meena from Pune applied 3 min ago
4.2 (2,847 reviews)

DigiCredit

24% p.a.·EMI ₹27,956/mo
No CIBIL impact · Takes 2 min

⚡ Quick Eligibility Check

A Few Details to Apply

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Key Features

100% digital and paperless process
Instant approval in minutes
Flexible short-term repayment (62-120 days)
Minimal KYC-based documentation

Eligibility Criteria

Age 21-55
Min monthly income ₹15,000
Salaried, Indian resident
Basic KYC verification required

CIBIL Impact Estimator

Inquiry type:1 Potential Hard Inquiry (via redirect)

Applying with DigiCredit will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.

Estimated score after inquiry
~750 (current)~743–747 (after inquiry)

✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.

Protect Your Loan

Optional

Loan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.

Job loss cover for 6 EMIsCritical illness protectionDisability waiverNo medical check-up

Ready to apply?

100% free · No hidden charges · No CIBIL impact

Proceed to DigiCredit
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DigiCredit

Fintech Lender

24%

from p.a.

Your Monthly EMI

27,956

for ₹5L over 24 months

₹1,70,954

Total Interest

Up to 10% + 18% GST

Processing Fee

Within minutes of approval

Disbursal

62%

Approval Rate

🔥Meena from Pune applied 3 min ago
Proceed to DigiCredit
No impact on your CIBIL score
256-bit SSL · Data never shared
RBI registered lender

EMI Breakdown

Loan Amount₹5.0L
Tenure24 months
Interest Rate (avg)30.0% p.a.
Principal
₹5,00,000
Total Interest
₹1,70,954
Total Payable6,70,954
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