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DCB Bank
Partner SitePrivate Sector Bank
🏛 RBI Licensed BankDCB Bank is more accommodating of self-employed applicants than most private banks on this list.
11.5%–21%
Interest Rate
per annum
₹15.0L
Max Loan
available
2-3 days
Disbursal
after approval
Up to 2.5%
Processing Fee
of loan amt
73% approval rate · Meena from Pune applied 5 min ago
4.2 (2,847 reviews)
DCB Bank
11.5% p.a.·EMI ₹24,541/mo
No CIBIL impact · Takes 2 min
Key Features
Self-employed friendly
Flexible tenure
No collateral
Quick sanction
Eligibility Criteria
Age 21–60 years
Min salary ₹18,000/month
CIBIL score 685+
Salaried or self-employed
CIBIL Impact Estimator
Inquiry type:1 Potential Hard Inquiry (via redirect)
Applying with DCB Bank will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.
Estimated score after inquiry
~750 (current)~743–747 (after inquiry)
✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.
Protect Your Loan
OptionalLoan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.
Job loss cover for 6 EMIsCritical illness protectionDisability waiverNo medical check-up
D
DCB Bank
Private Sector Bank
11.5%
from p.a.
Your Monthly EMI
₹24,541
for ₹5.0L over 24 months
₹88,992
Total Interest
Up to 2.5%
Processing Fee
2-3 days
Disbursal
73%
Approval Rate
🔥Meena from Pune applied 5 min ago
Proceed to DCB Bank No impact on your CIBIL score
256-bit SSL · Data never shared
RBI registered lender
EMI Breakdown
Loan Amount₹5.0L
Tenure24 months
Interest Rate (avg)16.3% p.a.
Principal
₹5,00,000Total Interest
₹88,992Total Payable₹5,88,992