Central Bank of India
⚡ Instant ApplyPublic Sector Bank
🏛 RBI Licensed BankCentral Bank of India's Cent Personal Loan is priced for salaried and pensioner applicants seeking a traditional bank loan.
Central Bank of India
Key Features
Eligibility Criteria
CIBIL Impact Estimator
Applying with Central Bank of India will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.
✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.
Protect Your Loan
OptionalLoan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.
Ready to apply?
100% free · No hidden charges · No CIBIL impact
Central Bank of India
Public Sector Bank
11%
from p.a.
Your Monthly EMI
₹23,995
for ₹5L over 24 months
₹75,871
Total Interest
Up to 1%
Processing Fee
3-5 days
Disbursal
74%
Approval Rate