Bank of India
⚡ Instant ApplyPublic Sector Bank
🏛 RBI Licensed BankBank of India's Star Personal Loan scheme is built for salaried professionals who prefer a traditional branch-backed process.
Bank of India
Key Features
Eligibility Criteria
CIBIL Impact Estimator
Applying with Bank of India will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.
✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.
Protect Your Loan
OptionalLoan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.
Ready to apply?
100% free · No hidden charges · No CIBIL impact
Bank of India
Public Sector Bank
10.9%
from p.a.
Your Monthly EMI
₹23,936
for ₹5.0L over 24 months
₹74,455
Total Interest
Up to 1.5%
Processing Fee
3-5 days
Disbursal
76%
Approval Rate