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B
Bank of Baroda
⚡ Instant ApplyPublic Sector Bank
🏛 RBI Licensed BankBank of Baroda combines public-sector pricing with a fully digital sanction process for salaried applicants.
10.6%–17.35%
Interest Rate
per annum
₹15.0L
Max Loan
available
2-4 days
Disbursal
after approval
Up to 2%
Processing Fee
of loan amt
80% approval rate · Sneha from Delhi applied 9 min ago
4.2 (2,847 reviews)
Bank of Baroda
10.6% p.a.·EMI ₹24,001/mo
No CIBIL impact · Takes 2 min
Key Features
Digital sanction in minutes
No hidden charges
Flexible tenure up to 6 years
Baroda app tracking
Eligibility Criteria
Age 21–60 years
Min salary ₹15,000/month
CIBIL score 700+
1 year employment
CIBIL Impact Estimator
Inquiry type:1 Hard Inquiry
Applying with Bank of Baroda will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.
Estimated score after inquiry
~750 (current)~743–747 (after inquiry)
✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.
Protect Your Loan
OptionalLoan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.
Job loss cover for 6 EMIsCritical illness protectionDisability waiverNo medical check-up
Ready to apply?
100% free · No hidden charges · No CIBIL impact
B
Bank of Baroda
Public Sector Bank
10.6%
from p.a.
Your Monthly EMI
₹24,001
for ₹5L over 24 months
₹76,013
Total Interest
Up to 2%
Processing Fee
2-4 days
Disbursal
80%
Approval Rate
🔥Sneha from Delhi applied 9 min ago
No impact on your CIBIL score
256-bit SSL · Data never shared
RBI registered lender
EMI Breakdown
Loan Amount₹5.0L
Tenure24 months
Interest Rate (avg)14.0% p.a.
Principal
₹5,00,000Total Interest
₹76,013Total Payable₹5,76,013