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Bajaj Finserv

⚡ Instant Apply

NBFC

📋 RBI Reg. NBFC

Bajaj Finserv offers Flexi Personal Loans where you pay interest only on the amount withdrawn. Ideal for managing variable cash flow needs.

11%–26%
Interest Rate
per annum
₹40.0L
Max Loan
available
24 hours
Disbursal
after approval
Up to 3.93%
Processing Fee
of loan amt
82% approval rate · Sneha from Delhi applied 3 min ago
4.2 (2,847 reviews)

Bajaj Finserv

11% p.a.·EMI ₹25,083/mo
No CIBIL impact · Takes 2 min

Key Features

Flexi loan facility
Online account management
No prepayment charges
Auto-debit EMI

Eligibility Criteria

Age 21–67 years
Min salary ₹25,001/month
CIBIL score 685+
Salaried or self-employed

CIBIL Impact Estimator

Inquiry type:1 Hard Inquiry

Applying with Bajaj Finserv will trigger a credit pull. Your CIBIL score may dip by 3–7 points temporarily.

Estimated score after inquiry
~750 (current)~743–747 (after inquiry)

✅ Scores typically recover in 3–6 months after first EMI is paid. Multiple applications in 30 days may have cumulative impact.

Protect Your Loan

Optional

Loan Shield covers ₹6.0L in case of job loss, disability, or critical illness. Your family stays protected.

Job loss cover for 6 EMIsCritical illness protectionDisability waiverNo medical check-up

Ready to apply?

100% free · No hidden charges · No CIBIL impact

B

Bajaj Finserv

NBFC

11%

from p.a.

Your Monthly EMI

25,083

for ₹5.0L over 24 months

₹1,01,992

Total Interest

Up to 3.93%

Processing Fee

24 hours

Disbursal

82%

Approval Rate

🔥Sneha from Delhi applied 3 min ago
No impact on your CIBIL score
256-bit SSL · Data never shared
RBI registered lender

EMI Breakdown

Loan Amount₹5.0L
Tenure24 months
Interest Rate (avg)18.5% p.a.
Principal
₹5,00,000
Total Interest
₹1,01,992
Total Payable6,01,992
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